Sophiya Adam, Risk Management and Insurance Practitioner, The Risk Factor Ltd, joins us to discuss her path to a career in the insurance industry, the most useful lessons and experience from her training, and where she believes the industry could improve from a point of diversity.

Matteo Carbone, Founder and Director, IoT Insurance Observatory, discusses how data can make the world safer, main changes he would like to see in the insurance industry and what threat digital exchanges pose to established insurers.

On todays update: global cyber (re)insurance rates expected to double, USAA and Chubb partner on cyber cover and New York firm caught in $1 million dollar fraud.

In this update, Pen picks up Manchester Underwriting and Aviva sells off European businesses.

In this update: Amazon enters UK business insurance market; the UN launches insurance initiative and a new Head of Climate for AXA XL.

On today’s bulletin: S&P says reinsurers are underplaying their climate risk exposure, AM Best points to a more competitive US flood market and Zurich backs cyber prevention Insurtech - Boxx.