<p>There's a lot changing on the roads right now with change in regulation, a shift in the economic landscape and the rise of the electric vehicle. What does it all mean for motor risk?

Security expert William Altman of CyberCube talks through the growth in Russian cyber activity in recent months, why wiper malware is on the rise; the reasons ransomware gangs are steering clear of US critical infrastructure but are targeting German renewables companies; and how big tech is collaborating with US intelligence agencies.

We were joined by Carl Hess, Head of Investment, Risk and Reinsurance at Willis Towers Watson, to discuss the major risks and potential rewards within the insurance industry in 2019. Also considered are the major themes emerging from the World Economic Forum so far, including infrastructure and sustainability.